original Medicare is similar to having a major medical plan.

you pay an initial deductible and co-pay. ( 20% )

it consists of 2 parts:  hospital, part "a" and doctor, part "b".

*note: all plan choices will pay the bills, but at different costs.

My name is Jerry Lober, I have been licensed since 1981 for safe Investments, Life, Health, and Medicare.  What sets me apart from other brokers and agents is that I am licensed with over 40 of the top companies. This means I have no financial reason to steer you into any particular company or plan, other than to help you save money on premium and out of pocket costs. I look forward to being of service to you and your family at no cost to you.


The Lober Group 

retirement planning educators  since 1985 member heartland institute of financial education

see all area prices

We Charge No Fees

Click on below Pictures  For More money saving Info

college funding

All The Ads You See On TV About Medicare Supplements, Are Private Insurance Companies Paying The 20% Medicare Doesn't Cover.  Every Company That Sells Supplements Cover The Exact Same Things, Only Their Monthly Premiums Are Different. 

The  Average Annual Premium For Supplement & Drug Plan

at age 65 is $2,000.00

 Medicare Has A Prescription Drug Plan With Many Choices

Depending On Your Drug Needs.
click here To Compare Current Drug Rates

 The Newer Medicare Advantage Plans Can Be An HMO, PPO, PFFS, SNP or MSA and May Include

Drugs And Many Other Services Not Covered By medicare. These Plans Usually Have A Lower Premium Cost But Have Co-Pays and Deductibles With A Maximum Yearly Out-Of Pocket Cost  And Many Other Features Not Found In Supplement Plans Like Vision, Hearing Aids, Prescriptions, Annual Check-ups, ETC.
Some plans require you to only see doctors in plan except in an emergency. 

click here To Compare Advantage Rates )

 Since I am Licensed With All Plans, I Am  Here To Assist You With The
Plus And Minus Financial Effects Of Your Plan Choice.

I Earn A Fee From The Company You Choose  When I Enroll You In The Plan You select.

There Is Never A Charge To You For My Services 

Ask me how to only pay $40 monthly for hospital & doctor services

Call Jerry @ 443-506-6755