Annual Enrollment Period: (AEP) A yearly enrollment period that runs from October 15 - December 7 for Advantage Plans.
Open Enrollment Period: (OEP) from January 1 - March 31, individuals can make one change between Medicare Advantage Plans or swap from a Medicare Advantage Plan back to Original Medicare.
Special Enrollment Period: (SEP) An enrollment period dependent on specific conditions, such as loosing health coverage or being affected by a declared emergency like a hurricane or earthquake.
Medicare Dual Enrollment: Many people who qualify for Medicaid may also qualify for Medicare before they turn 65.
My name is Jerry Lober, I have been licensed since 1981 for safe Investments, Life, Health, and Medicare. What sets me apart from other brokers and agents is that I am licensed with over 40 of the top companies. This means I have no financial reason to steer you into any particular company or plan, other than to help you save money on premium and out of pocket costs. I look forward to being of service to you and your family at no cost to you.