all planners try to show you how to accumlate assets to last your lifetime.

our focus is investing your money where you never loose any of your growth.

we use a holistic approach that covers all potential threats that can

deplete your nest-egg before your time is up.


the right plan starts with input from you through our questionnaire.  

it then must be funded with​ safe investments that guarantee a lifetime payout. 

we offer several convenient choices: by phone, e-mail or in person.

click here to get started with our questionnaire 

or give us a call

as always, we look forward to being of service to you and your family.

questions? comments? contact us

Click On Pict 4 Certs

Jerome J. Lober

C.E.A.

we charge no fee for reviewing your current plan.

we represent over 40 companies that offer a income for life guarantee.

443-506-6755

The Lober Group 

retirement planning educators  since 1985 member heartland institute of financial education

We Charge You No Fee's